Question 1

Does BC MSP cover any fertility treatments?

Accepted Answer

BC MSP covers diagnostic fertility testing when ordered by a physician, including blood work and ultrasounds. Treatment procedures such as IVF, IUI, and egg freezing are not covered by MSP, except through the BC publicly funded IVF program for eligible residents.

Question 2

What is the BC publicly funded IVF program?

Accepted Answer

BC launched a publicly funded IVF program in July 2025 that covers one IVF cycle for eligible residents. Income-based support ranges from $4,750 to $19,000. Participating clinics include Grace Fertility, Olive Fertility, and PCRM.

Question 3

Are fertility medications covered in BC?

Accepted Answer

Fertility medications are generally not covered by BC MSP. Some private insurance plans cover a portion of fertility drug costs. The BC publicly funded IVF program includes medication coverage for eligible participants.

Question 4

Can I claim fertility treatment costs on my taxes in Canada?

Accepted Answer

Yes. In Canada, eligible fertility treatment costs can be claimed as medical expenses on your tax return. This includes IVF, IUI, fertility medications, and related procedures. Consult a tax professional for guidance on eligible expenses.

Question 5

What financing options are available for fertility treatment in BC?

Accepted Answer

Options include clinic payment plans, medical financing through companies like CapitalCare or Medicard, personal lines of credit, RRSP withdrawals under the Home Buyers Plan (not specific to fertility), and employer benefits. Some clinics offer multi-cycle packages at a reduced per-cycle cost.

Service	Typical Cost	Notes
Initial Consultation	$200 – $400	May be covered by MSP if GP-referred
Basic Fertility Testing (female)	$300 – $800	Blood work, ultrasound, HSG
Basic Fertility Testing (male)	$100 – $300	Semen analysis, hormone panel
IUI (per cycle)	$800 – $1,500	Plus medications ($200–$500)
IVF (per cycle)	$8,000 – $12,000	Plus medications ($3,000–$6,000)
Frozen Embryo Transfer (FET)	$3,000 – $5,000	Using previously frozen embryos
Egg Freezing (per cycle)	$8,000 – $12,000	Plus medications and annual storage
PGT-A (genetic testing)	$3,000 – $5,000	Per biopsy batch, not per embryo
Donor Egg IVF	$20,000 – $35,000	Includes donor compensation
Fertility Acupuncture (per session)	$80 – $150	Often covered by extended health
Fertility Naturopath (per visit)	$150 – $250	Often covered by extended health
Fertility Counselling (per session)	$120 – $200	May be covered by extended health

Fertility Treatment Costs in BC

BC Publicly Funded IVF Program

BC Fertility Treatment Cost Overview

Fertility Costs BC — FAQs